Monday, November 9, 2009

It took six months, but FINALLY!

OMG this simple little piece of mail really made my day!

I normally never like bills but this one seriously made my day!

There were some complications that arose from my insurance, with the lapse and the COBRA payments and the policy changes, etc etc etc, but the surgery was still scheduled and if they were going to let me have the surgery based on the insurance SAYING I was covered then I wasn't going to stop them. I needed my VSG!

Still I was fairly confident that my surgery would be covered without problems. Until after my surgery and I started reading about how BCBS doesn't guarantee payments/coverage for the VSG, so I started to get nervous. Even more so when about a month passed and I got the surgery bill of over $52,000, and a letter saying I was denied coverage. I was depressed thinking about the amount of debt this would cause our family, and it made me a little more determined to make sure I worked my new sleeve since I wasn't sure if I would really have to pay all of it or not, yet.

Still I ignored the first bill and just focused on what I could change and decided that it just hadn't gone through all of the doors it needed to, to be covered. Still I had those nagging doubts that they'd find one reason or another to deny me coverage, like me not having a "real" 6mo diet history, or that my PCP merely checked my throat to diagnose "sleep apnea". So I let it go and forgot about it, but I still knew it was there in the back of my mind.

So today when I got a bill stating that my insurance company finally paid for the surgery, I was . . .was. . . it's indescribable! Ecstatic, delighted, over-joyed, elated! I was just as excited about that bill as I was about getting my surgery! I was jumping for joy and squealing with delight! I am only being billed for $250 for the surgery! I can't pay it all right this moment but I can swallow $250 for this miracle surgery than I can swallow nearly $53,000!!!

To say the happy dance wouldn't cover how happy I am is an understatement!

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